Real Estate Cost Sheet
When it comes to buying property in India, one document holds the key to unlocking the full picture of what you’re paying for — the Real Estate Cost Sheet. Often misunderstood or overlooked, this powerful tool can either save you from unexpected costs or lead you into financial blind spots if not properly examined.
In this blog, we’ll break down exactly what a real estate cost sheet is, the different charges it includes, and how to ensure it’s transparent and buyer-friendly. Whether you’re a first-time buyer or a seasoned investor, this guide will help you read between the lines and make informed decisions.
🧾 What is a Real Estate Cost Sheet?
A real estate cost sheet is a comprehensive breakdown of all the costs associated with purchasing a property. Provided by developers, this document goes beyond the base price of the unit and includes all statutory charges, additional fees, and payment milestones.
Think of it as your financial roadmap — it tells you exactly what you’re paying, when you’re paying it, and why you’re paying it.
🧱 Key Sections of a Real Estate Cost Sheet
Understanding each section of the cost sheet can protect you from hidden charges and help you negotiate better.
1. Base Price
The core cost of the unit, calculated as:
Rate per sq.ft. × Super Built-up Area
Note: This doesn’t include taxes or additional fees.
2. Other Charges
Here’s where things start to add up:
Preferential Location Charges (PLC) – Park-facing, corner, or road-facing units cost more.
Floor Rise Charges – Higher floors = higher prices.
Clubhouse & Amenities Fees – One-time charges for access to common amenities.
Parking Fees – Reserved or open parking charges.
Maintenance Charges – Paid upfront for future upkeep.
Corpus Fund – A security fund for long-term maintenance.
3. Development Charges
These are charges the builder pays to government bodies and passes on to the buyer:
Infrastructure Development Charges (IDC)
External Development Charges (EDC)
4. Statutory Charges
These are compulsory and government-regulated:
GST (Goods & Services Tax) – Typically 5% for under-construction properties.
Stamp Duty & Registration – Varies by state (e.g., 6–7% in most states of India).
5. Customisation Costs
If you’ve requested internal changes (e.g., premium fittings or layout tweaks), these will show up here.
6. Payment Schedule
This section breaks down when each payment is due. Usually, it’s construction-linked, slab-wise, or based on milestones.
✅ How to Create a Transparent Real Estate Cost Sheet
A transparent cost sheet builds trust and sets the tone for a smooth transaction. Here’s what developers and brokers must include:
✔ Clear Breakdown of Charges
Avoid clubbing costs under one head. Break each cost clearly.
✔ Use Industry-Standard Terms
This helps buyers compare across projects easily.
✔ Comply with RERA Guidelines
Ensure the cost sheet is RERA-compliant and includes all legally required disclosures.
✔ Update Regularly
If charges change due to government notifications or policy updates, revise the cost sheet accordingly.
✔ Offer a Digital Version
Use PDFs or web-based formats for easy access and sharing.
🔍 Why Buyers Must Insist on a Real Estate Cost Sheet
Here’s why a well-prepared cost sheet is a buyer’s best friend:
Helps in Budgeting – Know exactly how much money you’ll need and when.
Prevents Hidden Charges – Everything is out in the open.
Acts as a Legal Reference – Can be used in disputes or RERA complaints.
Improves Transparency – Builds trust between buyer and seller.
Setu Realtors Cost Sheet Calculator – A Smart Tool for Real Estate Professionals
Setu Realtors has launched an innovative Cost Sheet Calculator designed to bring transparency and ease to property transactions. Here’s why it’s a game-changer for agents and channel partners:
✅ User-Friendly Interface – Easily input details like BSP, unit size, and various applicable charges.
📊 Comprehensive Breakdown – Includes fields for IDC, EDC, PLC, IFMS, club charges, parking, and more.
🧾 GST Auto-Calculation – Automatically calculates GST on base price and other components.
📤 Instant Email Delivery – Final cost sheet is emailed instantly, ready to share with clients.
🤝 Builds Client Trust – Offers clear, professional, and transparent cost communication.
🚀 Saves Time – No more manual calculations or Excel sheets — everything is auto-generated.
🔗 Try it now: Setu Realtors Cost Sheet Calculator
✍ Final Thoughts
In today’s competitive real estate market, clarity is currency. A real estate cost sheet is more than a document — it’s your protection against ambiguity and surprise costs. Whether you’re buying a luxury apartment or a budget-friendly flat, always ask for a detailed cost sheet and understand every line of it.
